Rushanara Ali MP

Thank you Rushanara for at last bringing mortgage prisoners to the fore,I did not ask for my mortgage to changer to Landmark,surely by not offering new mortgages is a restrictive practice,my example is this I pay £1,028.20 per month if i could change my new payment would be £431.16 per month.Surely the FCA has to change their rules as set out in 2014 the so called affordability test,the answer is quiet simple for those trapped,if a new borrower can bee seen that they have been paying their existing mortgage at a higher rate for a period of time ie 6/9 months and have a fair credit history then that should prove they could afford a lower payment,so simple as they say proof of the pudding is in the eating,please keep on at the treasury again all talk no actionmany thanks once again maurice lattimer

Rushanara Ali MP may “want to hear about the issues that are important to you” but speaking from experience, don’t expect her to respond to your emails.